Make Finance
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We compare 40+ lenders for you
services/refinance

Refinance for a Better Home Loan

Lower your interest rate, access equity, consolidate debt or switch to a lender that better fits your goals. We compare 40+ lenders and handle the entire refinance for you.

Why Refinance with Make Finance

Lower Your Interest Rate
We benchmark your current loan across major banks and specialist lenders to uncover your potential savings.
Access Equity
Release equity for renovations, investments or personal goals with a structure designed to keep repayments manageable.
Switch Without the Stress
We manage the refinance from application to settlement so your transition is smooth, with minimal disruption.
Transparent, No-Pressure Advice
Clear side-by-side comparisons and recommendations so you can make a confident decision that suits your situation.
Rate switching refinance options

Rate Switching

Find a Better Home Loan Rate

We compare options across 40+ lenders to help you secure a more competitive rate and features tailored to your needs.

  • ✓Explore fixed, variable, and split loan structures
  • ✓Negotiate new-to-bank and retention pricing
  • ✓Model potential savings over short and long terms
  • ✓Get guidance on fees, cashback, and any break costs
Talk to a broker to compare my rate

Cash-Out Refinance

Unlock your home equity

Unlock the potential in your home to fund renovations, investments, or other goals with a loan structure that keeps repayments manageable.

  • ✓Assess how much equity you can use
  • ✓Choose between interest-only or principal & interest repayments
  • ✓Plan for renovations or investment purchases
  • ✓Explore offset and redraw options
Talk to a broker todayCalculate Your Repayments
Cash-out refinance options
Debt consolidation refinance

Debt Consolidation

Simplify and potentially lower repayments

Roll higher-interest debts into your home loan to simplify repayments and potentially reduce overall interest costs.

  • ✓Consolidate credit cards and personal loans
  • ✓Compare total cost with and without consolidation
  • ✓Tailor loan term to your strategy
  • ✓Maintain buffers and build an emergency fund
Get a Consolidation Plan

Your Refinance Journey

We make the process simple and stress-free

1

Initial Consultation

Free consultation to review your current loan, goals and opportunities

2

Loan Comparison

We compare options from 40+ lenders to find competitive rates and features

3

Application Support

We handle documentation and liaise with lenders on your behalf

4

Approval

We keep you informed through to formal approval

5

Settlement

We coordinate discharge and settlement for a smooth transition

Refinance with Confidence

We make the process simple — from comparing lenders to managing settlement — so you can focus on what matters, with clear guidance and the potential for significant savings.

Better Rates

Tap into competitive broker-only deals

Quick Process

A smooth, fast refinance experience

Personalised Support

A dedicated broker guiding you every step

No Pressure

Transparent options so you can make the right choice

Calculate Borrowing Power

Trusted by Australian homeowners

Frequently Asked Questions