Split Home Loans

Split Home Loans

Combine fixed certainty with variable flexibility

Split home loans let you divide your loan between fixed and variable portions. This balanced approach provides both repayment certainty and the flexibility to make extra payments.

Key Features & Benefits

Risk Management
Hedge against rate movements in both directions
Partial Flexibility
Make extra repayments on the variable portion
Custom Split
Choose your preferred fixed/variable ratio
Balanced Approach
Enjoy benefits of both loan types

How It Works

Your journey to securing the perfect home loan

1

Determine Your Split

Decide what percentage to fix (commonly 50/50, 60/40 or 70/30)

2

Set Up Portions

We structure your loan with both fixed and variable components

3

Manage Strategically

Make extra payments on variable portion while enjoying fixed certainty

Ready to Explore Your Split Home Loans Options?

Our specialist mortgage brokers are here to help you navigate the process and secure the best possible deal.

Best Rates

Compare 40+ lenders instantly

Fast Approval

Fast-Tracked Approvals

Expert Support

Dedicated broker from start to finish

Save Money

Lower rates and better terms

Calculate Your Borrowing Power

Split Home Loans FAQs