Interest-Only Home Loans

Interest-Only Home Loans

Lower your repayments by paying interest only

Interest-only loans allow you to pay just the interest for a set period (typically 1-5 years), significantly reducing your repayments. After this period, you'll pay both principal and interest.

Key Features & Benefits

Lower Repayments
Pay only interest during the IO period
Cash Flow Relief
Free up money for other investments or needs
Flexibility
Option to pay principal anytime
Tax Benefits
Interest may be tax deductible for investment loans

How It Works

Your journey to securing the perfect home loan

1

Interest-Only Period

Pay only interest for 1-5 years with lower repayments

2

Optional Principal

Make principal payments anytime without penalty

3

Revert to P&I

Automatically switch to principal & interest after IO period

Ready to Explore Your Interest-Only Home Loans Options?

Our specialist mortgage brokers are here to help you navigate the process and secure the best possible deal.

Best Rates

Compare 40+ lenders instantly

Fast Approval

Fast-Tracked Approvals

Expert Support

Dedicated broker from start to finish

Save Money

Lower rates and better terms

Calculate Your Borrowing Power

Interest-Only Home Loans FAQs