Borrowing Power Calculator

Find out how much you may be able to borrow for your home loan based on your income and expenses.

How is borrowing power calculated?

Your borrowing power is determined by several factors including your income, expenses, existing debts, and the lender's assessment criteria. This calculator provides an estimate based on common lending practices.

Key factors to consider:

Income:Your salary, rental income, and other regular income sources
Expenses:Living expenses, existing loan repayments, and credit card limits
Dependants:The number of people financially dependent on you
Interest rates:Current interest rates and potential rate changes

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Our experienced mortgage brokers can help you understand your options and find the right solution for your needs.

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